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| Wilmington, North Carolina and surrounding area Auto, Motorcycle and Boat Insurance |
North Carolina requires all licensed drivers to carry liability insurance. This is true even if you do not own a
vehicle. If you do not own a vehicle you can purchase a non-owners insurance policy. You will not be allowed
to get a operators license or license plates for your vehicle without the minimum amount of liability insurance
required by the state.
Liability Coverage:
The state minimum required amount of liability insurance is $30,000 per person, $60,000 per accident and
$25,000 in property damage. We have companies that offer the state minimums up to $250,000 per person,
$500,000 per accident and $100,000 in property damage. These companies also have other coverage options
available for you to purchase. They include medical payments to others, towing coverage and rental car
coverage.
Uninsured and underinsured coverage:
You also have the option of purchasing uninsured and underinsured motorist coverage on your auto policy.
These coverage's cover you in case you are involved in an accident that was not your fault and the party at fault
does not have insurance or not enough liability insurance coverage. If you only have the state minimum amount
of liability insurance, you will only be allowed to purchase uninsured motorist coverage.
Comprehensive Coverage:
Another coverage you may want to consider is comprehensive coverage. This coverage is for your auto and
provides coverage for covered losses that are not due to a collision. An example is a rock that hits and brakes
your windshield. You would use this coverage to replace your windshield. Deductibles on this coverage range
from $0 to $1000.
Collision Coverage:
Collision coverage provides coverage for your auto, due to an accident that is your fault. Most lenders will
require you to have this coverage on your vehicle. Deductibles on this coverage range from $250 to $1000.
vehicle. If you do not own a vehicle you can purchase a non-owners insurance policy. You will not be allowed
to get a operators license or license plates for your vehicle without the minimum amount of liability insurance
required by the state.
Liability Coverage:
The state minimum required amount of liability insurance is $30,000 per person, $60,000 per accident and
$25,000 in property damage. We have companies that offer the state minimums up to $250,000 per person,
$500,000 per accident and $100,000 in property damage. These companies also have other coverage options
available for you to purchase. They include medical payments to others, towing coverage and rental car
coverage.
Uninsured and underinsured coverage:
You also have the option of purchasing uninsured and underinsured motorist coverage on your auto policy.
These coverage's cover you in case you are involved in an accident that was not your fault and the party at fault
does not have insurance or not enough liability insurance coverage. If you only have the state minimum amount
of liability insurance, you will only be allowed to purchase uninsured motorist coverage.
Comprehensive Coverage:
Another coverage you may want to consider is comprehensive coverage. This coverage is for your auto and
provides coverage for covered losses that are not due to a collision. An example is a rock that hits and brakes
your windshield. You would use this coverage to replace your windshield. Deductibles on this coverage range
from $0 to $1000.
Collision Coverage:
Collision coverage provides coverage for your auto, due to an accident that is your fault. Most lenders will
require you to have this coverage on your vehicle. Deductibles on this coverage range from $250 to $1000.
| For your free North Carolina auto, motorcycle and boat quote, click on the links below. |
Davis Insurance Group
A North Carolina Insurance Agency
5041 New Center Dr. Suite 119
Wilmington, NC 28403
(910) 392-5173
Wilmington, NC 28403
(910) 392-5173
| Insurance For You, Your Family and Your Business |
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| Davis Insurance Group is a trade name used by two different agencies. P&C Products offered through Davis Insurance P&C LLC. Life, Health, Long term Care and Medicare supplement products offered through S.J. Davis & Associates. We are licensed to sell insurance in North Carolina and South Carolina Do not cancel any insurance product until you have a replacement policy in place and paid for. |
Copyright - 2006 Samuel J Davis