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| Free Instant North Carolina & South Carolina Health Insurance Quotes Choose Link |
For your free individual and family
North Carolina Health Insurance quote,
choose one of the banners to the right.
We have provided options from Golden
Rule Insurance Company, American Medical
Security Life Insurance Company, Assurant
Health, Humana Insurance Company and
Aetna Insurance Company.
Click on the quote now button and you
will be directed to the quoting website. You
will also be able to apply for the coverage
from the quoting website. If you need help
with your quote or have any questions,
please give us a call toll free at
877-753-2847.
If you are interested in a short term
medical quote, please click on the banners
to the right for your quote and application.
We also have other insurance
companies available for individual and family
health insurance quotes. Please complete
the request form below and we will send you
a quote by email.
North Carolina Health Insurance quote,
choose one of the banners to the right.
We have provided options from Golden
Rule Insurance Company, American Medical
Security Life Insurance Company, Assurant
Health, Humana Insurance Company and
Aetna Insurance Company.
Click on the quote now button and you
will be directed to the quoting website. You
will also be able to apply for the coverage
from the quoting website. If you need help
with your quote or have any questions,
please give us a call toll free at
877-753-2847.
If you are interested in a short term
medical quote, please click on the banners
to the right for your quote and application.
We also have other insurance
companies available for individual and family
health insurance quotes. Please complete
the request form below and we will send you
a quote by email.
Copyright - 2006 Samuel J Davis
All other companies CLICK HERE
Including Blue Cross and Blue Shield of NC Group Coverage
Including Blue Cross and Blue Shield of NC Group Coverage
North Carolina Health Insurance / South Carolina Health
Insurance: Click Here For Your Free Quote
When considering purchasing a medical insurance plan for you or your family, there
are many things to take into account including price, coverage options including
co-payments and drug cards and annual maximum out of pocket expenses.
Many clients are now opting for HSA (Health Savings Account) plans instead of the
traditional plans with doctor co-payments and drug co-payments. These plans are typically
20% to 50% less expensive then a low deductible insurance plan with doctor co-payments
and drug card co-payments. When you consider the premium savings and the annual
maximum out of pocket exposure on the HSA plans, it makes a compelling case to switch
to this type of plan.
If you choose an HSA plan, you will have to meet the deductible before any benefits
are paid by the insurance company; however most plans provide 100% coverage for
preventative services without having to meet the deductible. While meeting the deductible,
you also will only be responsible for the rate that the insurance company has contracted
with the doctors office, hospital or facility and that amount will be credited toward the
deductible. You can also add drug coverage to most plans and when added works the
same as any other benefit.
The deductibles on theses plans typically range from $1500 to $2800 for single
coverage and $2500 to $10,000 for family coverage. The family deductible is a single
deductible for the entire family. You have the option of choosing 100%, 80% or 50%
coverage after the deductible has been net. If you choose the 80% or 50% option, you will
have an additional amount of out of pocket expenses before you reach 100% coverage.
These extra out of pocket expenses range from $2000 to $5000, depending on if you have
a single or family deductible.
HSA plans provide lower insurance premiums, lower maximum out of pockets and nice
tax advantages for clients that are trying to reduce their overall health insurance
expenses. For more information on these types of plans, please give us a call and we will
be happy to explain them in more detail.
We also provide co-payment plans from all of the major insurance companies in North
Carolina and South Carolina.
Insurance: Click Here For Your Free Quote
When considering purchasing a medical insurance plan for you or your family, there
are many things to take into account including price, coverage options including
co-payments and drug cards and annual maximum out of pocket expenses.
Many clients are now opting for HSA (Health Savings Account) plans instead of the
traditional plans with doctor co-payments and drug co-payments. These plans are typically
20% to 50% less expensive then a low deductible insurance plan with doctor co-payments
and drug card co-payments. When you consider the premium savings and the annual
maximum out of pocket exposure on the HSA plans, it makes a compelling case to switch
to this type of plan.
If you choose an HSA plan, you will have to meet the deductible before any benefits
are paid by the insurance company; however most plans provide 100% coverage for
preventative services without having to meet the deductible. While meeting the deductible,
you also will only be responsible for the rate that the insurance company has contracted
with the doctors office, hospital or facility and that amount will be credited toward the
deductible. You can also add drug coverage to most plans and when added works the
same as any other benefit.
The deductibles on theses plans typically range from $1500 to $2800 for single
coverage and $2500 to $10,000 for family coverage. The family deductible is a single
deductible for the entire family. You have the option of choosing 100%, 80% or 50%
coverage after the deductible has been net. If you choose the 80% or 50% option, you will
have an additional amount of out of pocket expenses before you reach 100% coverage.
These extra out of pocket expenses range from $2000 to $5000, depending on if you have
a single or family deductible.
HSA plans provide lower insurance premiums, lower maximum out of pockets and nice
tax advantages for clients that are trying to reduce their overall health insurance
expenses. For more information on these types of plans, please give us a call and we will
be happy to explain them in more detail.
We also provide co-payment plans from all of the major insurance companies in North
Carolina and South Carolina.
North Carolina Dental Insurance / South Carolina Dental Insurance: Click Here For Your Free Quote
Most dental plans provide coverage in three different areas including preventative, basic services and major services. Some plans also
provide coverage for orthodontic services. Most plans will provide 100% coverage for preventative services from the first day of coverage,
usually two visits per year. Most plans have waiting periods for the basic and major services from six to twelve months. There are some
plans that will provide benefits for the basic and major services from the first day of coverage; however the first two years will have reduced
benefits. There are also deductibles that apply to the basic and major services. All dental plans will only pay up to the annual maximum per
year. These annual maximums range from $1000 to $2500 annually. We have plans available for children, students, single coverage, family
coverage and individual or couples over 65. Call us today for your free dental quote.
Most dental plans provide coverage in three different areas including preventative, basic services and major services. Some plans also
provide coverage for orthodontic services. Most plans will provide 100% coverage for preventative services from the first day of coverage,
usually two visits per year. Most plans have waiting periods for the basic and major services from six to twelve months. There are some
plans that will provide benefits for the basic and major services from the first day of coverage; however the first two years will have reduced
benefits. There are also deductibles that apply to the basic and major services. All dental plans will only pay up to the annual maximum per
year. These annual maximums range from $1000 to $2500 annually. We have plans available for children, students, single coverage, family
coverage and individual or couples over 65. Call us today for your free dental quote.
North Carolina Life Insurance / South Carolina Life Insurance: Click Here For Your Free Quote
You can purchase life insurance in two basic forms, either a term life insurance policy or a cash value life insurance policy. Depending
what you are using the life insurance policy for will determine which type of policy to purchase. If you are using the life insurance to protect
something that is only going to be around of a short time such as a debt, you may want to consider a term policy. These policies are usually
very inexpensive and will lock in your premium for 1 to 30 years. This type of policy is not always the best choice for long term needs. For a
long term need, you may want to consider a cash value policy such as universal or whole life insurance. These policies will build cash value
over time and some will guarantee the premium for the life of the policy. For more information or for a free quote, please give us a call
today.
You can purchase life insurance in two basic forms, either a term life insurance policy or a cash value life insurance policy. Depending
what you are using the life insurance policy for will determine which type of policy to purchase. If you are using the life insurance to protect
something that is only going to be around of a short time such as a debt, you may want to consider a term policy. These policies are usually
very inexpensive and will lock in your premium for 1 to 30 years. This type of policy is not always the best choice for long term needs. For a
long term need, you may want to consider a cash value policy such as universal or whole life insurance. These policies will build cash value
over time and some will guarantee the premium for the life of the policy. For more information or for a free quote, please give us a call
today.
North Carolina Disability Insurance / South Carolina Disability Insurance: Click Here For Your Free
Quote
Disability insurance provides you with a replacement income if you should become disabled due to an accident or illness and can no
longer work. These policies usually will provide you with up to 66% of your current income. There are short term policies and long term
policies available. Short term polices usually provide you a replacement income for up to 6 months while the long term policies will provide
an income up to age 65, depending on your occupation. For more information or for a free quote, please give us a call.
Quote
Disability insurance provides you with a replacement income if you should become disabled due to an accident or illness and can no
longer work. These policies usually will provide you with up to 66% of your current income. There are short term policies and long term
policies available. Short term polices usually provide you a replacement income for up to 6 months while the long term policies will provide
an income up to age 65, depending on your occupation. For more information or for a free quote, please give us a call.
Are you looking for health insurance coverage for your employees? If so Click Here
We provide free quotes for your employees for health insurance, life insurance, dental insurance, short term disability
insurance, long term disability insurance, long term care insurance, accident and cancer insurance policies. The health
insurance plans will have to have an employer contribution, but all other plans can be set up as payroll deduction plans. In North
Carolina, we can set up companies as small as one employee. In South Carolina, the minimum number of employees is two. All plans up to
50 employees are guarenteed issue plans. For more information, please give us a call.
We provide free quotes for your employees for health insurance, life insurance, dental insurance, short term disability
insurance, long term disability insurance, long term care insurance, accident and cancer insurance policies. The health
insurance plans will have to have an employer contribution, but all other plans can be set up as payroll deduction plans. In North
Carolina, we can set up companies as small as one employee. In South Carolina, the minimum number of employees is two. All plans up to
50 employees are guarenteed issue plans. For more information, please give us a call.
Are you having trouble qualifying for an individual health insurance plan? Call us today and we can
help.
North Carolina and South Carolina now have guaranteed issue health insurance plans for individuals. If you are self employed or own a
small business, we may also be able to help. In North Carolina, we can set up guaranteed issue group health insurance plans for
companies as small as one person. Call us today for more information.
help.
North Carolina and South Carolina now have guaranteed issue health insurance plans for individuals. If you are self employed or own a
small business, we may also be able to help. In North Carolina, we can set up guaranteed issue group health insurance plans for
companies as small as one person. Call us today for more information.
North Carolina / South Carolina - Short Term Medical Insurance
Do you have an employee that will be leaving soon? If so, that employee may want to consider a North Carolina short term medical
insurance plan to provide them coverage in between jobs. These plans can be kept up to 12 months and have attractive premiums. Call
us today or
Apply online today.
Do you have an employee that will be leaving soon? If so, that employee may want to consider a North Carolina short term medical
insurance plan to provide them coverage in between jobs. These plans can be kept up to 12 months and have attractive premiums. Call
us today or
Apply online today.
| Davis Insurance Group |
Insurance solutions for you, your family and your business
| A North Carolina Independent Insurance Agency |
| Call Us Today For your Free Insurance Quote (910) 392-5173 or toll free (877) 753-2847 |
| Choose a link below for your free Dental Insurance, Life Insurance, Disability Insurance and Short Term Medical quotes: |
Important Links:
North Carolina Health Choice (NCHC) for
Children: free or reduced price
comprehensive health care for children in
North Carolina for families in need.
North Carolina Medicaid Program:
South Carolina Medicaid Program:
North Carolina Health Insurance Risk Pool
(Inclusive Health): This plan provides
affordable health insurance for high risk
individuals who cannot get health insurance
from the traditional health insurance market.
South Carolina Health Insurance Pool
(SCHIP): health insurance coverage
available to residents of South Carolina who
are either unable to obtain health insurance
because of a medical condition or whose
premium for health coverage exceeds 150%
of the Pool rate
Medicare Information:
North Carolina Health Choice (NCHC) for
Children: free or reduced price
comprehensive health care for children in
North Carolina for families in need.
North Carolina Medicaid Program:
South Carolina Medicaid Program:
North Carolina Health Insurance Risk Pool
(Inclusive Health): This plan provides
affordable health insurance for high risk
individuals who cannot get health insurance
from the traditional health insurance market.
South Carolina Health Insurance Pool
(SCHIP): health insurance coverage
available to residents of South Carolina who
are either unable to obtain health insurance
because of a medical condition or whose
premium for health coverage exceeds 150%
of the Pool rate
Medicare Information: